All credit cards

Credit cards are convenient to use and offer greater protection than paying with cash or a debit card for big ticket items. Credit cards offer a cheap way of borrowing money for one-off purchases such as holidays or a new refrigerator. That said, they are not for everyone. Learn more...

There are different credit cards to suit different people so you need to think about how you intend to use your credit card. Always compare the interest rate (APR) on different cards. If you intend to pay off the balance in full every month, the interest rate becomes slightly irrelevant. But if you intend to transfer an existing balance or go on a big shopping spree, you should pay closer attention to the balance transfer or purchase rate.

Things to consider:

> How will you use your credit card? Do you want to build your credit, transfer a balance, use it only for emergencies, use it for a big one-off purchase or start collecting reward points?
>If you can, try and pay the full bill every month, otherwise you will be charged interest - and who wants that?
> Whether you are be approved for the card will be dependant on your credit history.
> Never use a credit card to to withdraw cash from a cash machine - credit cards usually have a 'special' (much higher) rate of interest for this
> For more definitions and tips check out our FAQs or ask the Piggybanker community.

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0% Balance Transfer Cards 0% Balance Transfer Transfer fee APR Apply
Barclaycard Simplicity Card
Barclaycard Simplicity Card
0 Months
0.00% 7.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 7.90% (variable). Purchase rate 7.90% PA (variable).
Capital One Click card
Capital One Click card
0 Months
0.00% 9.94% Apply
More info
Representative example: assumed borrowing of £1,200, representative 9.94% (variable). Purchase rate 9.94% PA (variable).
Lloyds TSB Advance Credit Card
Lloyds TSB Advance Credit Card
12 Months
3.00% 11.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 11.90% (variable). Purchase rate 11.90% PA (variable).
Lloyds TSB Duo Avios MasterCard
Lloyds TSB Duo Avios MasterCard
6 Months
3.00% 15.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 15.90% (variable). Purchase rate 15.90% PA (variable).
Lloyds TSB Duo Avios Amex
Lloyds TSB Duo Avios Amex
6 Months
3.00% 15.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 15.90% (variable). Purchase rate 15.90% PA (variable).
Post Office MasterCard
Post Office MasterCard
14 Months
2.98% 16.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 16.90% (variable). Purchase rate 16.90% PA (variable).
AA Rewards Credit Card
AA Rewards Credit Card
12 Months
3.00% 16.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 16.90% (variable). Purchase rate 16.90% PA (variable).
Bank of Scotland Plus Card
Bank of Scotland Plus Card
18 Months
3.00% 16.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 16.90% (variable). Purchase rate 16.90% PA (variable).
Sainsbury's Mastercard for Nectar Card Holders
Sainsbury's Mastercard for Nectar Card Holders
12 Months
3.00% 16.94% Apply
More info
Representative example: assumed borrowing of £1,200, representative 16.94% (variable). Purchase rate 16.94% PA (variable).
Halifax 20 Month Credit Card
Halifax 20 Month Credit Card
20 Months
3.00% 16.94% Apply
More info
Representative example: assumed borrowing of £1,200, representative 16.94% (variable). Purchase rate 16.94% PA (variable).
Barclaycard Platinum Visa
Barclaycard Platinum Visa
22 Months
2.90% 17.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 17.90% (variable). Purchase rate 17.90% PA (variable).
Lloyds TSB Platinum Mastercard
Lloyds TSB Platinum Mastercard
14 Months
3.00% 17.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 17.90% (variable). Purchase rate 17.90% PA (variable).
Virgin Atlantic White Amex
Virgin Atlantic White Amex
6 Months
2.00% 17.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 17.90% (variable). Purchase rate 17.90% PA (variable).
Barclaycard Platinum Transfer
Barclaycard Platinum Transfer
21 Months
2.60% 17.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 17.90% (variable). Purchase rate 17.90% PA (variable).
Bank of Scotland All in One Card
Bank of Scotland All in One Card
12 Months
3.00% 17.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 17.90% (variable). Purchase rate 17.90% PA (variable).
Halifax Balance Transfer Credit Card
Halifax Balance Transfer Credit Card
22 Months
3.50% 17.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 17.90% (variable). Purchase rate 17.90% PA (variable).
Barclaycard Gold
Barclaycard Gold
12 Months
2.50% 19.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 19.90% (variable). Purchase rate 19.90% PA (variable).
Capital One World MasterCard
Capital One World MasterCard
0 Months
0.00% 19.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 19.90% (variable). Purchase rate 19.90% PA (variable).
British Airways American Express Card
British Airways American Express Card
0 Months
0.00% 19.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 19.90% (variable). Purchase rate 19.90% PA (variable).
British Airways Premium Plus Amex
British Airways Premium Plus Amex
0 Months
0.00% 19.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 19.90% (variable). Purchase rate 19.90% PA (variable).
Barclaycard Initial
Barclaycard Initial
0 Months
0.00% 29.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 29.90% (variable). Purchase rate 29.90% PA (variable).
Aqua Credit Card
Aqua Credit Card
0 Months
0.00% 32.90% Apply
More info
Representative example: assumed borrowing of £1,200, representative 32.90% (variable). Purchase rate 32.90% PA (variable).
Starwood Preferred Guest Card
Starwood Preferred Guest Card
0 Months
0.00% 34.50% Apply
More info
Representative example: assumed borrowing of £1,200, representative 34.50% (variable). Purchase rate 34.50% PA (variable).
Capital One Classic Card
Capital One Classic Card
0 Months
0.00% 34.94% Apply
More info
Representative example: assumed borrowing of £1,200, representative 34.94% (variable). Purchase rate 34.94% PA (variable).
Virgin Atlantic Black Amex
Virgin Atlantic Black Amex
6 Months
2.00% 47.20% Apply
More info
Representative example: assumed borrowing of £1,200, representative 47.20% (variable). Purchase rate 47.20% PA (variable).